Do I collect now or wait to get a higher payment?
Many folks believe that it is better to collect on Social Security as soon as possible. I often will ask my clients what other funds they have before making a recommendation of collecting Social Security at 62. It is possible that you may be locked in to the lower payment amount if you continue to take payments after your start date.
Dr. Shelby Smith has a few options you should consider before making your Social Security decision.
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